Professionals and employees
Coordinating employment income, savings and pensions.
- Pension contributions and available tax deductions to check
- Investments assessed against expenses and deadlines
- Reserves for interruptions in income
Private Banker · OCF n. 633610 · Wealth Advisory Emilia-Romagna
Evidence-Based Wealth Management
I help professionals, business owners and families coordinate investments, pensions and wealth. We start with available resources, commitments and goals, and record the assumptions behind each decision.
OCF n. 633610
Private Banking Network
IVASS n. E000751426
Faenza · Bologna · Rimini · Forlì-Cesena · Ravenna · Ferrara
Alessandro Vigni
Financial advisor authorised for off-site services in Italy
Private Banker · Private Banking Network
Who I work with
Situations to start from
Income, commitments and timeframes vary. These are some of the issues we can organise.
Entrepreneurs and business families
Owners, partners, directors. Personal and business wealth to separate and protect.
- Separate personal and business cash needs
- Timing and participants in business succession
- Coordination with your accountant and notary
Local families
Families planning for housing, children, retirement and support across generations.
- Household spending, education and home purchases
- Retirement income and support for relatives
- Succession documents and beneficiaries to update
The process
How I work with you
A clear path, no surprises
01
Listen
At the first meeting we identify goals, deadlines and commitments, the documents needed and whether I can help.
02
Analyse
We map income, assets, debts and pension positions, separating verified data from estimates and missing information.
03
Build
We compare alternatives against goals and constraints. The plan records assumptions, risks, costs and questions for other professionals.
04
Follow through
We agree when to review the plan and which changes call for an update: income, family, business or new goals.
Services
Three starting points
Financial planning, pensions, wealth protection. Every path begins with a 30-minute introductory conversation — in person in Faenza/Bologna/Rimini or by video call.
Financial planning
Before selecting investments, we establish how much money is needed, when and with what capacity for risk.
- Map assets, income, debts and available reserves
- Set amounts, deadlines and priorities for each goal
Supplementary pensions
We compare estimated pension income with the spending you expect in retirement.
- Read contribution records and available projections
- Compare occupational funds, open funds and PIPs where accessible
Wealth protection planning
We identify events that could affect wealth and the resources needed to address them.
- Map debts, guarantees, concentrations and family needs
- Review existing insurance
Would you like to see all the services? Explore the full catalogue
Illustrative scenarios
Three situations, the same method
Hypothetical examples explaining the analysis method without representing actual clients or results.
Entrepreneur · Romagna
Coordinating personal wealth and business
- Situation
- A business owner holds savings at several banks and much of their wealth in the business, without a shared view of upcoming commitments.
- Approach
- Separate family and business needs, then test a period of lower income before committing money to new investments.
- Illustrative outcome
- A written plan, significant recurring efficiency on costs, generational transfer cover set up within 18 months.
Professional · Bologna
Deciding how much cash to invest
- Situation
- A professional with variable income is considering a property and wants to assess retirement saving needs.
- Approach
- Separate reserves, upcoming tax bills and long-term goals. Compare a property purchase with alternatives without committing money already needed.
- Illustrative outcome
- Non-essential liquidity redirected towards quantified goals, pension gap estimated and progressively bridged.
Family · Forlì
Prioritising competing family goals
- Situation
- A couple with children has a mortgage and must allocate savings among education, retirement and unexpected expenses.
- Approach
- Define amounts and deadlines, review existing cover and test several months on one income. Reconsider less urgent goals if the budget does not hold.
- Illustrative outcome
- A clear picture shared between the spouses, a half-yearly review schedule, the first structured family insurance cover.
Hypothetical educational scenarios, not client cases. Profiles and outcomes explain the method and are not personalised advice, a promise or a guarantee of results.
Personalised Advisory
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Personalised portfolio analysis with detailed report and personalised recommendations.
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FAQ
Frequently Asked Questions
The information provided is of a general and informational nature. For an analysis of your specific situation, a dedicated meeting is the most suitable context.