Retirement starts with your figures
Income, spending and available time
Your future pension depends on contributions, income and retirement age. We compare available estimates with expected spending using explicit assumptions.
Estimate the need before choosing
Contribution records and INPS or professional scheme projections are the starting point. Update estimates when your career, income or the rules change.
Income difference
Compare employment and pension income on a consistent net basis
Future needs
Assess spending, reserves and other income together
Ordinary 2026 limit
Annual deductible contributions including the employer, excluding TFR: Law 199/2025, article 1, paragraph 201
How I Can Help
Personalised Pension Consultation
A meeting to analyse your pension situation and build a tailored strategy together.
INPS Analysis
Verification of your contributory position
TFR Assessment
Compare TFR alternatives
Personalised Plan
Projections and contributions reviewed over time
The effect of time
Hypothetical examples with end-of-month contributions and a constant effective annual return of 4%, without additional contributions.
Starting at 30
37 years of contributions × 4% net return
Capital accumulated at age 67
Starting at 45
22 years of contributions × 4% net return
higher total contributions over a shorter period
Mathematical example, not a forecast: monthly rate equivalent to 4% annually. The rate is assumed net of accumulation costs; benefit taxes, inflation and tax savings are not modelled. Actual results may differ.
Frequently Asked Questions About Pensions
Answers to the most common questions about pension planning
The information provided is of a general and informational nature. For an analysis of your specific situation, a dedicated meeting is the most suitable context.
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Licensed Financial Advisor no. 633610
Since 2024
Financial advice and wealth planning
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Licensed Financial Advisor
Review your position
An initial discussion to identify the information and questions that need further work.